Budgeting simplified.

Envelopes is a virtualisation of the envelope budgeting method. It is simple to use and allows you to keep a close eye on where your money is being spent, but without the need to keep paper envelopes filled with cash around.

  • Create unlimited envelopes and order them to your preference.
  • Set up a budget with Quick Deposits and distribute your income to all your envelopes at once.
  • Create withdrawals, deposits, and transfers with custom memos to track your spending.
  • Secure your data with a passcode, and use Touch ID if supported by your device.

Download on the App Store


The Envelopes app [for iPhone] is simple and doesn't require any links to checking accounts or other secure information.

A convenient digital version of the traditional envelope budgeting method.

App of the Week: Envelopes make a comeback in money management.


How do I share my data with my partner?

Sync is a work in progress. I'm designing a custom syncing engine built for sharing data between multiple people; it will be available in a later version of Envelopes 3.0.

How do I backup my data?

Envelopes backs up automatically when you backup your iOS device. So if you keep your device backed up, Envelopes will stay backed up.

How do I create a repeating transaction?

The envelope system is intended to be very hands-on, so repeating transactions would be counter productive. If you're finding that there are transactions that you're entering frequently with the same value, you should consider removing those from your budget.

How do I change the currency?

Envelopes uses your system currency, which can be changed by editing your region settings.

Can I export my data?

At this moment in time there is no way to export your data.

My question isn't listed here

If you have other questions you may find that they're covered in the User Guide.

What Our Customers Are Saying

Awesome - I like the simplicity, and it's going to help a ton with my budgeting. Also, it's no joke, they reply to emails FAST. Excellent!

Great For Building Budget Habits - Love this app! It is a great way to digitally practice envelope budgeting. Perfect if you are just starting the envelope system or need a refresher course. Also the support is amazing. I needed help and contacted by email. Elliot got right back to me and walked me through a solution to my problem!

Just what we need - This budget tool, using the envelope system, is a great way to live within your means. This non-cash method lets you keep track of spending without carrying around a bunch of envelopes. And if you need to move money from one envelope to another, it can do that. I like that it does the subtracting for you and even can reload budget amounts to envelopes with one click. All the control I need right from my phone.

Sheer Perfection - I have never written a review before but I really wanted to recommend this app to everyone. I looked at over 50 budget apps but this is the only one I found to be user friendly. Its simplicity makes it an app that caters to everyone's needs and was exactly what I was looking for.